DiboPay provides an innovative infrastructure that drives the use of cryptocurrencies for local payment in physical and virtual stores, allowing immediate, transparent and inexpensive transactions in daily operations, generating benefits for freelancers, migrants, farmers, businesses and workers in general, both rural and urban, to receive and transfer money through the app locally or from anywhere in the world. With Dibo Pay 1) waiting times for an Exchange or 2) the additional expense of a trip to the nearest city to pick up money and the risk of the store / money transfer location running out of cash or being closed are avoided.